Professions


Accounting Services – CPAs	If you offer accounting services as a CPA, protecting your business from potential risks should be a top priority. CPAs may be sued for negligence or fraud in the performance of their duties since clients and additional third parties may be relying on your work. A client could claim that an error you made cost them, resulting in them suing your business. We offer insurance products tailored to the needs of CPAs, so you’re insured against the risks that come with doing business as a CPA.
Accounting Services – Except CPAs	Protecting your small accounting business means you need business insurance designed for accountants. *InsureThePeople* understands the unique risks faced in the accounting industry. We offer multiple types of coverage to specifically address your needs. Insurance policies you may require include a business owner’s policy for accountants, professional liability insurance for accountants, and general liability insurance for accountants.
Advertising and Related Services	If you provide advertising, marketing, or related services, you focus your efforts on helping clients make the most of their business opportunities. By doing so, you face some specific business risks. That’s why we provide customized consulting insurance for advertising professionals to meet your needs. Professional liability insurance and general liability insurance are just a couple of the coverages you may need to keep your advertising business protected.
Air Conditioning Equipment – Retail Only	Selling air conditioning equipment means you likely have expensive equipment on your business premises, so it’s essential to not only protect your business location but the equipment you’re selling, as well. Make sure you’re covered when problems arise by protecting your air conditioning equipment business with small business insurance.
Antique Stores	Most antique stores get a significant amount of business from walk-in customers, which means your business is at risk if a customer gets injured on your premises. It’s essential to have general liability business insurance for antique stores to ensure you’re protected. You may want additional coverages to protect your inventory, computers, and additional items that your business relies on.
Appliance Distributors	Appliance distributors require business insurance that’s customized to fit their unique needs. Having the right insurance coverage can keep your business protected from the financial burdens that may occur when a mishap or accident occurs at the warehouse or when delivering shipments. At *InsureThePeople*, we’ll set your business up with an appliance distributor’s insurance policy that meets your specific business needs.
Appliance Stores	Building a profitable appliance store takes work, and protecting the business you’ve built is just as important as any other business task. When you sell appliances, doing so comes with unique risks that may threaten your business success, which is why it’s essential to have a business insurance policy that keeps you covered.
Army and Navy Stores	Army and Navy stores provide items military men and women require for uniforms and more, from field equipment to a range of boots and clothing. Protecting your Army and Navy store from disasters and other potential claims is critical, and business policies like general liability insurance, business property insurance, and cyber liability insurance can help. We specialize in business insurance for Army and Navy stores, offering options designed to fit your needs and protect your company.
Art Galleries	If you own an art gallery, you already know that pieces of art are irreplaceable and unique. Floods, fires, thieves, and vandals are all threats that can devastate your business. In many cases, you may not even own the artwork you’re displaying, displaying art for artists instead. This means it’s essential to protect your gallery with art gallery insurance to ensure the art you display is protected. Art gallery liability insurance is also necessary to protect your gallery and visitors if someone falls or is injured while visiting your gallery.
Auctioneers – Sales away from the insured's premises	Auctions draw large crowds of people ready to jump into bidding wars and leave as winners. Auctioneers are responsible for leading the auction but may also be held accountable if there’s a mix-up. For example, with many items going for bidding at once, it’s possible to get a starting price wrong or to mix up the items’ prices. You could face a lawsuit from private collectors when auctioning off their items, and the best way to protect yourself is to purchase business insurance for auctioneers.
Auctions – On the insured's premises	Auction houses often handle priceless pieces of artwork or other valuable items in their facility, and they regularly have people on the premises. What happens if a fire or vandal damaged items you’re handling? What if someone falls on your premises and sues your company? Protecting your business’ financial success is vital, which means ensuring you’re protected if the unexpected happens with auctions business insurance.
Automobile Parts and Supplies	If you run an automobile parts and supplies store, a business insurance policy will protect you from potential claims your shop could face. You never know when storm damage, burglary, or accidents will happen in your business, and insurance keeps you protected when things go wrong. An automobile parts and supplies business policy acts as a ‘security blanket,’ giving you peace of mind that the business you’ve worked hard to create is covered.
Bakeries	Even if you’re running a small bakery, you face the same risks larger companies do: customer injuries, fire, theft, and lawsuits. Bakery small business insurance protects the business you’ve worked so hard to create, so you can focus on creating the confections your customers love. We specialize in general liability for bakeries and additional types of coverage that will keep you covered from potentially crippling financial loss.
Barber or Beauty Shop Supplies Distributors	Barber or beauty shop supplies distributors need business insurance customized to fit their unique needs. Having the right insurance coverage can keep your business protected from the financial burdens that may occur when a mishap or accident occurs. At *InsureThePeople*, we’ll work to set your business up with a distributor’s insurance policy that meets your specific business needs.
Barber Shops	If you offer hair care services like trimming, cutting, tapering or shaping hair for clients, be sure you protect your barber shop with general liability insurance. If a client feels damaged by your services or has an accident at your barber shop, your business may face a lawsuit. We understand how much work goes into running a successful barber shop, and we’re here to help you grow your business by reducing your risk of our business insurance policies.
Beauty Parlors, Hair Styling, or Nail Salons	Whether you run a beauty parlor, hair styling salon, or a nail salon, you focus on helping people look great. But it’s not all glitz and glam – there’s a lot of hard work involved, too. InsureThePeople offers small business insurance that works as hard as you do, including general liability and professional liability insurance for beauty professionals. That way you can continue focusing on making your clients look great with the knowledge your business is protected.
Bicycle Shops	Bicycle shops assemble and sell bicycles, often provide related gear, and may even offer additional services like bike rentals, delivery, and repairs. Some of the primary risks faced by bicycle shops include damage to inventory or property from theft or natural catastrophes and injuries to customers in the store or while test riding a bicycle. Bicycle shop insurance safeguards your business against the unique risks you face, protecting the company you’ve worked hard to create.
Bone, Horn and Ivory Products – Retail Only	Whether you have a bone, horn, and ivory products store that operates on the web or your store has a brick and mortar storefront, the next step you need to take is protecting your hard work with business insurance for retailers. Retail businesses selling bone, horn, and ivory products face many risks, and business insurance keeps your business protected.
Bookbinding and Printing Supplies	Running a business that handles bookbinding and printing supplies takes a significant amount of work and industry expertise. While you’ve worked hard to make your business successful, having business insurance acts as a safety net to keep you and your livelihood protected. You’re passionate about what you do, and we’re passionate about providing you with the best insurance products tailored to your needs.
Bookkeeping Services	Bookkeeping insurance offers coverage for businesses that provide expense and income tracking services, often keeping general ledgers for clients with whom they work. You provide a critical service to other companies, but you also face some unique risks. Are you protected if a client you work with applies for a loan and is turned down, then insisting that you made a mistake that lead to the denial? Make sure you’re protected from lawsuits and claims that may stem from the bookkeeping services you offer with customized business insurance.
Books and Magazines Stores	Books and magazines stores often function a bit like a library, with people coming and going throughout the day to find magazines or books they enjoy. You’ve designed a business to meet your customers’ needs, and you don’t want to lose all of your hard work if a claim is brought against your business. Commercial business insurance for book stores keeps you covered when claims are made, so you can always know your business is protected from potential risks.
Building Materials – Contractors Equipment Dealers	If your business is a building material or contractors equipment dealer, we’ve got a plan to meet your needs. We understand the unique challenges you face in the building material industry, and we offer coverages that offer solutions to your risk management concerns. Purchase your custom business insurance policy today to ensure your building materials business is protected.
Camera and Photographic Equipment – Retail Only	Building a retail business offering camera and photographic equipment comes with unique risks, particularly if you have a brick and mortar retail space. It’s essential to protect your business against property damage, personal injury, or bodily injury claims. Any type of claim can put a significant burden on you as a business owner. We specialize in offering coverage designed to protect you from the unique risks present in this industry.
Candy or Confectionary Stores	Whether you create custom candy or confections or you’re selling the candy or confections of others, you want to bring something delicious to your customers. But what happens if someone eats your candy or confections and becomes sick and they bring a lawsuit against your shop? Don’t lose everything you’ve worked hard for by remaining uninsured. Protecting your business with candy store insurance products gives you peace of mind as you work on making your customers happy.
Carpet, Rug, Furniture or Upholstery Cleaning	If you have a carpet, rug, furniture, or upholstery cleaning business, you likely spend a lot of your time working hard on a client’s premises or handling a client’s property. As you go about your cleaning activities, your business faces many unforeseen risks. Business insurance helps protect your company in case there’s damage to a client’s property or a third party is injured and you’re sued for compensation. Legal fees, damage awards, and court costs add up, but a tailored insurance policy can protect you from potential financial disaster.
Catalog or Premium Coupon Redemption Stores	Catalog and premium coupon redemption stores face unique risks when running a business, and it’s critical to ensure your small business is covered in the event bodily injury, personal injury, or property damage claims are made against your business. Any kind of claim may leave your company with a significant financial burden. Protect your company from these risks and financial burdens with a business insurance plan tailored to your specific needs.
Ceramics – Retail Only	Building a retail business providing ceramics products to clients comes with specific risks, particularly if you have a brick and mortar retail space. It’s essential to protect your business against property damage, personal injury, or bodily injury claims. Any type of claim can put a significant burden on you as a ceramics business owner, and we specialize in ceramics business insurance to keep you protected.
Clothing or Wearing Apparel – Distributors	Clothing distributors require business insurance that’s customized to fit their unique needs. Having the right insurance coverage can keep your business protected from the financial burdens that may occur when a mishap or accident occurs. At *InsureThePeople*, we’ll work to set your business up with a clothing distributor’s insurance policy that meets your specific business needs.
Clothing or Wearing Apparel – Retail	Whether you have a clothing store that operates online-only or your store has a brick and mortar storefront, the next step you need to take is protecting your hard work with clothing retail insurance. Clothing retail businesses face many risks, and business insurance keeps you and your store protected.
Collectibles and Memorabilia	It’s fun and rewarding to sell collectibles and memorabilia like glassware, china dolls, statues, ornaments, figurines, and more. Despite your love for the profession, running your business comes with some risks. For example, you likely sell many one-of-a-kind products, which means that damage to an expensive item could result in a significant loss. Additional risks include falls and slips on your property that could result in customers taking legal action against you. Make sure your business is protected with collectibles store insurance to minimize risk and maximize peace of mind.
Collection Agencies	Clients retain collection agencies to collect on delinquent accounts, and while some may work as subcontractors for clients, others may purchase bad debt. Some unique risks collection agencies face include allegations of personal injury, including slander, libel, and invasion of privacy. While it’s essential to take measures to avoid these problems, you also need to protect your collection agency with good collection agency insurance coverage. Make sure you’re protected from lawsuits and other claims by getting a customized business insurance plan today.
Computer Stores	Computer stores face risks like theft, accidental damage to computer products, or even personal injury or property damage claims. As the owner of a computer store, you’ll want to choose the right business insurance coverages to protect you from these risks. General business liability, product liability, business property insurance, and cyber liability insurance are just a few types of coverage to consider. We specialized in helping you find the computer store insurance coverage that meets your needs.
Copying and Duplicating Stores	Running a business that handles copying and duplicating services takes a significant amount of work and industry expertise. While you’ve worked hard to make your business successful, having business insurance acts as a safety net to keep you and your livelihood protected. You’re passionate about what you do, and we’re passionate about providing you with the best insurance products customized to fit the needs of your copying and duplicating business.
Cosmetic, Hair or Skin Preparation – Retail Only	Building a retail business offering cosmetic, hair, or skin products comes with unique risks, especially if you have a brick and mortar retail space. It’s essential to protect your business against property damage, personal injury, or bodily injury claims. Any type of claim can put a significant burden on you as a business owner. We specialize in offering coverage designed to protect you from the risks present in this industry.
Credit Reporting Agencies	Credit reporting agencies provide important credit information to consumers, bringing up some unique risks to your company. Clients could claim that you made an error on their credit report leading to financial harm and bring a lawsuit against your company. Protect your business from this and other risks with business coverages like errors and omissions insurance and general liability insurance.
Dairy Products, incl. Ice Cream Stores	While your dairy or ice cream store may offer sweet treats to customers, it’s your livelihood. Whether you’re working to make customers smile or coming up with new flavors, your business requires constant attention and innovation. It’s essential to protect your dairy products store from unexpected risks with good business insurance. Unexpected events like losing power at the shop, having a customer fall on the premises, or losing cash due to robbery can result in financial disaster for your business. We specialize in ice cream store business insurance to ensure you’re protected so you can focus on making customers smile.
Dental Laboratories	Dental laboratories offer many essential services in a timely manner to customers. Not only are the materials and data your company handles important, but your lab buildings contain valuable equipment, too. Equipment breakdowns, downtime due to disasters, and client lawsuits could all do significant financial damage to your company. That’s why we offer dental laboratory business insurance, customized to fit your needs, so you can focus on keeping your laboratory running smoothly and efficiently.
Department Stores	Department stores face potential risks like theft, property damage, employee injuries, or slips and falls on the premises. To protect your department store from these risks, it’s critical to have the right business insurance coverage. From general liability coverage to a business owner’s policy that keeps your storefront protected, we’ll work with you to customize business insurance to fit the need of your department stores.
Drug Distributors (No re-packaging or own labeled products)	Drug distributors require business insurance that’s customized to fit their unique needs. Having the right insurance coverage can keep your business protected from the financial burdens that may occur when a mishap or accident occurs at the warehouse or when delivering shipments. At *InsureThePeople*, we’ll work to set your business up with a drug distributors insurance policy that meets your specific business needs.
Drugstores	At your drugstore, you focus on caring for customers, ensuring they get the correct medications and supplies they need. With customized drugstore business insurance, you’ll have the reassurance that if anything goes wrong, you’ll be able to get back on your feet and focus on serving your customers. Coverages to consider include general liability, business property coverage, and cyber liability insurance.
Electrical Lighting Stores	Electrical lighting stores are a popular spot for homeowners, whether customers are redecorating or purchasing electrical light fixtures for a brand new how. You thrive on helping them find the right light fixtures, and you’re also responsible for ensuring they’re safe and satisfied when they’re in your store. When unexpected events or accidents happen, they can put a significant strain on your business finances. Make sure you’re protected from these risks with small business insurance designed for electrical lighting stores.
Electronics Stores	Whether you’re selling DVD players, video game consoles, tablets, or other types of electronics, it’s essential to protect your business with business insurance. Even if business is booming, theft of merchandise, an accident, or a natural disaster could wreak havoc on your finances. Protect your business with electronics store insurance coverages like property liability, general liability, or cyber liability.
Employment and Staffing Agencies	Employment and staffing agencies are hubs of activity, and your business has commitments and responsibilities to many different people. You’re working hard to attract companies, manage and maintain your employees, and negotiate contracts. Ensure that you protect your company and all your hard work by having small business insurance coverage tailored to meet your employment or staffing agency’s needs.
Engineers or Architects – Consulting – No Construction	Engineers or architects who design buildings for residential or commercial use or provide other related consulting services need quality general liability insurance and professional liability insurance to ensure they’re protected by claims from clients, employees, or vendors. Professional liability insurance for engineers or architects is particularly important since you provide advice to clients and professional services. If a designer misinterprets renderings or a client feels otherwise damaged by the services you provided, they could decide to sue you. That’s where being insured keeps your business protected and gives you additional peace of mind.
Engraving	Operating an engraving business involves producing text or an image on different types of materials, such as wood, glass, stone, and metal. Whether you’re doing engraving for wedding rings, picture frames, watches, or other items, it’s a rewarding career. But your engraving business also comes with risks, such as injuries from engraving equipment, accidents on your property, or stolen goods. Make sure you’re protected against these risks by engraving small business insurance.
Equipment, Fixtures or Supplies Distributors	Equipment, fixtures, and supplies distributors require business insurance that’s tailored to fit their unique needs. Having the right insurance coverage can keep your business protected from the financial burdens that may occur when a mishap or accident occurs at the warehouse. At *InsureThePeople*, we offer distributor’s insurance policies that are customized to meet your specific business needs.
Fabric Stores	Covering your fabric store business from potential lawsuits is critical to protecting your company from financial disaster. Fires, customer accidents, or even employee mishaps have the potential to lead to big costs for your business, especially if someone brings a lawsuit against you. Business insurance coverage customized for fabric stores protects the business you’ve invested so much time and money in while giving you peace of mind.
Fence Dealers	Whether customers need a fence that adds to their outdoor home décor or they’re looking for something that’s tough enough for commercial use, they turn to your business for your fencing needs. But what happens when you face a fire, a client injury on your premises, or another unforeseen event? With fence dealer’s insurance for your business, you’ll be protected if these events occur, preventing financial losses that could sink the company you’ve worked so hard to create.
Floor Covering	Whether you sell floor covering materials or you install floor covering, too, running your business comes with unique risks. If you install flooring, you’re responsible for installing it safely, no matter what type of flooring materials you’re working with. Potential damage to a customer’s property during the installation process or bodily injury during installation are two significant risks. With floor covering business insurance, you’ll be covered from the risks associated with this profession.
Florists	Professional florists have unique business insurance needs that differ from other types of small businesses. You may face risks like weather-related mishaps that damage or delay orders, theft or damage to delivery vehicles, or accidents when customers visit your flower shop. From general liability coverage to business property coverage to professional liability, *InsureThePeople* will help you customize florists’ insurance to meet your company’s specialized needs.
Fruit or Vegetable Dealers and Distributors	Fruit or vegetable distributors require business insurance that’s tailor-made to address their unique needs. Having the right insurance coverage can keep your business protected from the financial burdens that may occur when a mishap or accident takes place. At *InsureThePeople*, we specialize in distributors business insurance policies designed to meet your needs.
Funeral Homes or Chapels	Funeral homes and chapels are often family-run, small businesses that are an essential part of the community. Families around the area trust your funeral home to be there for them in the most difficult times. Your funeral home needs small business insurance to ensure you’re protected in the event of a serious weather event, client injuries, fires, and lawsuits. The risks you face different from those faced by manufacturers, retail shops, or other types of small businesses. It’s essential to get customized funeral home insurance that fits your needs, protecting your business, so you can continue serving your community.
Fur – Garments and Pelts – Retail Only	Whether you have a fur retail store that operates online-only or you have a brick and mortar storefront, the next step you need to take is protecting your hard work with retail business insurance. Fur retail businesses face many risks, and business insurance keeps you and your store protected.
Furniture	Furniture stores are generally attractive, elegant places packed with expensive inventory to create beautiful displays for customers. What would happen to your business if a robbery occurred or a natural disaster wiped out your inventory? Protecting your business from unforeseen events is critical to the success of your business. Get a customized quote today to get on your way to safeguarding your company with furniture small business insurance.
Gardening and Light Farming Supply	From gardening items like seeds, soil, gardening tools, fertilizers, and even light farming supplies, your gardening and farm supply business faces different risks from other businesses. Injury due to the sharp tools you have on hand, slips on your premises, or other types of liabilities have the potential to lead to financial disaster if you’re not covered with small business insurance. We’ll work with you to customize business insurance coverage to meet your unique needs.
Glass Dealers and Glaziers – Retail Only	Building a business as a glass dealer or glazier comes with some risks, especially if you have a brick and mortar retail space. It’s essential to protect your business against property damage, personal injury, or bodily injury claims. Any type of claim can put a significant burden on you as a business owner. We specialize in offering glaziers business insurance that’s designed to protect you from the risks present in this industry.
Gift Shops	Owning your own gift shop gives you the chance to help customers find special gifts for people they care about, but it’s not enough to have excellent customer service, a great location, and excellent merchandise. You also need to ensure the business you’ve built is protected from the risks that face small retail businesses like gift shops. Small business insurance for gift shops keeps you covered, and you can select from coverages like general liability, commercial property, and more for customized insurance that keeps safeguards your gift shop from unforeseen events.
Hardware and Tools	Hardware and tool stores carry and sell a variety of different materials and tools needed for making repairs on homes or businesses. Items you have in stock may range from plumbing supplies to small hardware items like screws and nails to electrical products. Your store may also carry tools for home repairs, gardening, landscaping, and more. Because of the types of products your store sells, potential risks include property damage or bodily injury done by merchandise, and shoplifting and theft also pose risks to your company. Purchasing hardware business insurance protects your business assets from these types of risks.
Health Maintenance Organizations	Health maintenance organizations require business insurance that’s customized to address their unique needs. Having the right insurance coverage can keep your business protected from the financial burdens that may occur when unforeseen events affect your business. We specialize in helping you find a business insurance policy that meets the unique needs that come with running a health maintenance organization.
Health or Natural Food Stores	Health food and natural food stores provide various healthy or natural food products to customers, helping them pursue a healthier lifestyle. Protecting your health food store from disasters and other potential claims is critical, and business policies like general liability insurance, business property insurance, and cyber liability insurance can help. We specialize in health food insurance, offering options designed to fit your needs and protect your company.
Hearing Aid	By offering hearing aids and related services, you’re fulfilling an important need in your company, helping the hearing impairing improve their hearing. You may also sell related items like hearing aid accessories, batteries, and more. Your business faces various risks, including damage to property from unexpected events, theft, and various liabilities. Protect your company against these risks with hearing aid business insurance.
Heating and Air Conditioning equipment – Distributors Only	Heating and air conditioning equipment distributors require business insurance that’s customized to address their unique needs. Having the right insurance coverage can keep your business protected from the financial burdens that may occur when a mishap or accident occurs at the warehouse or when delivering shipments. At *InsureThePeople*, we’ll help you get a tailor-made distributors business insurance policy that meets your specific business needs.
Hobby, Craft or Artists' Supply	Your hobby or craft supply store is likely filled with supplies, crafts, and perhaps even model ships, trains, or airplanes for customers to enjoy. Protecting these items and your livelihood is important. Your hobby store faces risks from burglaries, customers accidentally breaking items, accidents on your property, and more. Get a quote today for hobby store insurance coverages like general liability, product liability, and cyber liability insurance to protect the business you’ve worked so hard to create.
Home Furnishings Stores	Home furnishings are usually attractive spaces that are packed with expensive inventory to create beautiful displays customers can enjoy. What would happen to your business if a robbery occurred or a natural disaster wiped out your inventory? Protecting your business from unforeseen events is critical to the success of your business. Get a customized quote today to get on your way to protecting your company with small business insurance for home furnishings stores.
Home Improvement Stores	As you work to serve customers working on home improvement projects, your home improvement store faces risks like theft, accidental damage to inventory, or even personal injury or property damage claims. It’s critical to choose the right business insurance coverages to protect you from these risks. General business liability, product liability, business property insurance, and cyber liability insurance are just a few coverage types to consider. *InsureThePeople* specializes in helping you find the home improvement store insurance to meets your needs.
Inspection and Appraisal Companies	Inspection and appraisal companies face specific risks, and you may face lawsuits that allege negligence or other errors and mistakes. Professional liability insurance protects your company from these types of claims. General liability insurance for inspection and appraisal companies offers benefits, too, protecting you should you accidentally damage something that a client’s home or if a client comes to your business premises and is injured.
Insurance Agents	Insurance agents face unique risks, even as you work to ensure your clients are protected from risk. We work with insurance agents to ensure they’re protected with coverages like general liability insurance and professional liability insurance. Running your own insurance business comes with challenges, but we offer business owners policies for insurance agents that meet their unique needs. You protect your clients, and our coverages will protect you.
Interior Decorators	Interior decorators provide advice to clients on making indoor spaces more beautiful, functional, and safe. At times, clients may disagree with your thoughts, methodologies, or approaches. In an industry where much of your advice can be based upon your unique taste, having professional and general liability insurance is essential. Business insurance for interior decorators lets you continue to offer exceptional, dynamic services to your clients while still protecting the business you’ve worked hard to build.
Janitorial Supplies	If your business offers clients the heavy-duty janitorial supplies needed to clean buildings and offices, wax floors, and disinfect high-traffic areas, even if you’re not doing the janitorial work yourself, you still face some business risks. What happens if someone purchases your supplies and is harmed while using them? What if a client slips and falls on your business premises? It’s always essential to prepare ahead for potential litigious situations. Business insurance for businesses providing janitorial supplies protects you against these risks, giving you confidence and peace of mind.
Jewelry Distributors	If you own a jewelry distributor business, protecting your valuable inventory and the investment you’ve made in your business is vital to your future success. You need business insurance that’s customized to fit your unique needs. The right business coverages can keep your business protected from the financial burdens that may occur when a mishap or accident occurs at the warehouse or when delivering shipments. At *InsureThePeople*, we’ll work to set your business up with a jewelry distributor’s insurance policy that meets your specific business needs.
Jewelry Repair	Running a jewelry repair business comes with multiple risks and difficulties. You handle the cherished, valuable jewelry owned by customers daily, and they trust you to repair their earrings, rings, necklaces, watches, and other jewelry items. It’s essential to have sufficient business insurance coverage to safeguard your jewelry repair business from potential losses. You’ve worked hard to build your business, and now it’s time to protect it with a customized jewelry repair business insurance plan.
Jewelry Stores	Jewelry stores provide a selection of beautiful jewelry to customers, working with clients to help them find jewelry for every occasion. Since your store likely contains pieces of unique and irreplaceable jewelry, theft, fires, and other mishaps may devastate your business financially. Protecting your jewelry store from disasters and other potential claims is critical, and business policies like general liability insurance, business property insurance, and cyber liability insurance can help. We specialize in jewelry store insurance, offering coverage options designed to fit your needs and protect your company.
Laundromat (Self-service)	Laundromats offer an appealing business model to many business owners. Still, no matter how successful your laundromat business is, you must keep your company protected with a laundromat business insurance policy. Are you covered if a customer slips and falls while doing their laundry on your premises? Get a customized business insurance quote today and protect your business investments.
Laundry and Dry Cleaning	We offer laundry and dry cleaning business insurance that’s customized to the needs of laundry and dry cleaning business owners. Having the right coverage can safeguard your business from financial losses, such as a customer slipping and sustaining an injury or one of your dryers catching on fire. We can help you ensure your business is protected. Get a customized laundry and dry cleaning insurance quote today and take the next step in protecting your business.
Lawyers	Lawyers face very unique risks, such as handling large amounts of personal customer information, property damage, and of course, the potential for property damage, accidents, or lawsuits from unhappy clients claiming professional negligence. Business insurance for lawyers protects your legal-based business from mishaps and resulting lawsuits. We specialize in handling the insurance needs of lawyers, and we’ll help you find the customized business insurance you need to safeguard your business.
Leather Products or Hide Stores – Retail only	Whether you have a leather products store that operates online-only or your store has a brick and mortar storefront, the next step you need to take is protecting your hard work with leather retail insurance. Retail businesses selling hides or leather products face many risks, and business insurance keeps you and your store protected.
Lessor’s-Risk Only (insured owns but does not occupy the insured premises)	If you own commercial property like retail complexes, warehouses, office space, or apartment buildings, you need to protect yourself with lessor’s-risk only business insurance. What happens if a lessee slips and falls on your property or you face other losses from theft, vandalism, fire, or weather damage? Business insurance customized to your needs keeps you protected when losses occur.
Lithographing	When you're passionate about your business, every detail is important. Errors, mechanical failures, defective parts, and loss of stock are all real risks if you run a lithographing business. We understand the unique risks you face, and we’ll work with you to deliver customized lithographic business insurance that protects your business.
Locksmiths	As a locksmith, you specialize in helping people get out of tricky situations, helping building owners and homeowners get into buildings or homes when they lose their keys. You likely also spend time installing new lock systems and repairing malfunctioning locks. As you’re doing your job, you also face some unique risks and liabilities. What if you make an error and open the wrong lock, or what if bodily injury occurs if your equipment malfunctions. Protect your business from these types of risks with locksmith business insurance.
Luggage Goods – Retail Only	Building a retail business that provides customers with quality luggage goods has unique risks, especially if you have a brick and mortar retail space. It’s essential to protect your business against property damage, personal injury, or bodily injury claims. Any type of claim can put a significant burden on you as a business owner, which is why we specialize in offering luggage goods business insurance coverage designed to protect you from the risks your business faces
Machinery or Equipment Dealers – Farm Type Only	Machinery and equipment dealers deal with unique and potentially costly risks. When it comes to keeping your skilled workforce safe and protecting your heavy equipment, we understand the unique challenges your business faces. We offer customized business insurance coverages to protect your company from risks associated with your industry.
Mail Box or Packaging Stores	Your mail box or packing store likely offers various mailing supplies and services. Beyond offering post office boxes, you may also offer supplies like packing boxes, shipping supplies, postage stamps, and more. While you may not think you face many risks in this business, you can deal with risks like property damage, theft, vandalism. This is why it’s so essential to protect your business with business insurance for packaging stores today.
Mail Order Houses – Retail Only	Mail order houses face unique risks, and it’s critical to ensure your small business is covered in the event bodily injury, personal injury, or property damage claims are made against your business. Any kind of claim may leave your company with a significant financial burden. Protect your company from these risks and financial burdens with a business insurance plan tailored to your specific needs.
Mailing or Addressing Companies	If you run a mailing or addressing company, a business insurance policy will protect you from potential claims your company could face. You never know when storm damage, burglary, or accidents will happen, and being insured keeps you protected when things go wrong. A business insurance policy for mailing or addressing companies acts as a ‘security blanket,’ giving you peace of mind that the business you’ve worked hard to create is covered.
Manufacturers' Representatives	Building a business that involves managing manufacturing relationships, recommending products for customer uses, and making claims about manufacturers’ products takes time and dedication, and insuring your business is another step you can take towards business growth and success. As a manufacturers’ representative, you could be held liable for providing incorrect advice or failing to offer adequate and full product details to potential clients. We understand these risks and offer liability insurance and other coverages to accommodate your unique risks so you’re protected as you focus on growing your business.
Marble Products – Retail only	Building a retail business that sells marble products comes with unique risks, particularly if you have a physical retail space. It’s crucial to protect your business against property damage, personal injury, or bodily injury claims. Any type of claim can put a significant burden on you as a business owner, and *InsureThePeople* offers retailer’s business insurance coverage designed to protect you from the risks present in this industry
Marine Appraisers or Surveyors	Marine appraisers and surveyors inspect marine vessels for regulation compliance, insurance eligibility, providing information to purchasers before sale, and insurance claim resolution. Unfortunately, mistakes, omissions, and oversights have serious consequences in this business, and you could be sued if a mistake results in a financial loss for a client. Protect your business with professional liability insurance or errors and omissions insurance, safeguarding the company you’ve worked hard to build.
Medical, Hospital and Surgical Supply – Retail Only	Building a retail business offering medical, hospital, and surgical supply products comes with some unique risks, especially if your company has a physical storefront. It’s essential to protect your business against property damage, personal injury, or bodily injury claims. Any type of claim can put a significant burden on you as a business owner. We offer business insurance products designed to protect your business from potential claims.
Medical Offices (Professional Services excluded)	Medical offices find themselves susceptible to risks like cyberattacks, property damage, and liability lawsuits for injuries that occur on the property. Make sure your medical offices are protected from the risks with medical office business insurance. Get a customized quote today and safeguard the company you’ve worked hard to build.
Metal Dealers	Metal dealers usually stay busy with a flurry of activity. Drivers may head off-site to pick up metals, employees operate heavy machinery to prepare inventory, and customers may enter the premises to drop off metal. When you have so much going on, it’s critical to have the right business insurance to ensure your operation is protected. We offer metal dealers business insurance coverages that address the unique needs of your business.
Music Stores – Pre-recorded	Running a music store allows you to introduce your customers to music of all genres and generations. Whether you have a physical storefront or you run your music store online, you face some unique risks that may threaten the business you’re so passionate about. Commercial business insurance helps you mitigate these risks, and we specialize in music store business insurance coverages that cover the exposures inherent to your industry.
Musical Instrument Stores	As you work to offer customers quality instruments, your musical instrument store faces risks like theft, accidental damage to inventory, or even personal injury or property damage claims. It’s critical to choose the right business insurance coverages to protect you from these risks. General business liability, product liability, business property insurance, and cyber liability insurance are just a few types of coverage to consider. Protect your company from potential risks with business insurance customized for musical instrument stores.
Nail Salons	Nail salon insurance is crucial if you own your own small nail salon. As a business owner, you can be sued, even if you haven’t done anything wrong. Clients may consider you liable for a manicure or pedicure going wrong or even a slip and fall injury that occurred in your salon. The best solution is to protect your business with nail salon business insurance. We know what it takes to ensure your nail salon is protected, and we’ll help you find the customized solutions you need with flexible payment options and great coverage when you need it.
Newsstands	Selling magazines, periodicals, and daily papers may involve selling through vending machines or retail stands these days. Some newsstands even deliver to commercial or residential customers. However you run your newsstand, it’s essential to have commercial insurance for your business. Theft, vandalism, and property damage are just a few of the risks you may face, and newsstand business insurance can help you mitigate those risks, protecting your livelihood.
Office Machines or Appliances	If you run an office machines or appliances business, purchasing a business insurance policy protects you from potential claims your company could face. You never know when storm damage, burglary, or accidents will happen, and being insured safeguards your company when things go wrong. An office machines business insurance policy acts as a ‘security blanket,’ giving you peace of mind that the business you’ve worked hard to create is covered.
Optical Goods	Optical goods stores handle a variety of products like contacts, glasses accessories, sunglasses, eyeglasses, and more. Operating an optical goods business comes with many risks, such as injuries while operating machinery, general business risks, and liabilities within the store. Invest in an optical goods business insurance policy today to ensure you’re safeguarded against the risks that could destroy your business.
Paint, Wallpaper or Wallcovering Stores	If you run a paint, wallpaper, or wallcovering store, a business insurance policy will protect you from potential claims your company could face. You never know when storm damage, burglary, or accidents will happen, and being insured keeps you protected when things go wrong. A paint store business insurance policy acts as a ‘security blanket,’ giving you peace of mind that the business you’ve worked hard to create is covered.
Painting, Picture or Frame Stores	Whether you have a painting, picture, or frame store that operates on the web or your store has a brick and mortar storefront, the next step you need to take is protecting your hard work with a business insurance policy. Every business faces many risks, and business insurance coverages ensure your painting, picture, or frame store is protected when unexpected events occur.
Pawn Shops	Pawn shops allowing you to help customers in your community by providing them with extra money in exchange for goods if they’re facing tough times. You also help customers by offering quality products and reasonable prices. Unfortunately, you also face some unique financial risks by operating a pawn shop, such as loss of product market value, property damage, theft, and the inability to resell items you purchase. We offer business insurance for pawn shops customized to address the unique risks you face, so you can focus on helping your customers and community.
Payroll Accounting Services	Protecting your business means you need business insurance designed for companies offering payroll accounting services. InsureThePeople understands the unique risks faced in this industry. We offer multiple types of coverage to specifically address your needs. Insurance policies you may require include errors and omissions insurance, professional liability insurance, and general liability insurance. Get a quote today to ensure your payroll accounting services company is safeguarded from potential risks.
Pet Stores	Running a pet store gives you the chance to help customers and their pets enjoy better lives, and it’s rewarding to work with both people and their best furry friends. Unfortunately, you never know when storm damage, burglary, or accidents will happen. Purchasing a business insurance policy protects you from potential claims your company could face when things go wrong. A pet store business insurance policy acts as a ‘security blanket,’ giving you peace of mind that the business you’ve worked hard to create is covered.
Photoengraving	Operating a photoengraving business involves producing an image on various types of materials, such as wood, glass, stone, and metal. Photoengraving is a rewarding career, allowing you to create unique products for your clients. But unfortunately, your photoengraving business also faces unique risks, such as injuries from photoengraving equipment, accidents on your property, or stolen goods. Make sure you’re protected against these risks with photoengraving small business insurance.
Photographers	Having liability insurance for photographers protects your photography business from damages due to allegedly providing your services incorrectly or failing to provide contracted services. Also, if you have a significant amount of photography equipment and you often work on someone else’s property, you’ll want to consider purchasing general liability insurance. With a business owner’s insurance policy, you’re protected so you can focus on the creative work you provide to your clients.
Photographic Equipment – Retail only	If you have a retail business offering photographic equipment, you face unique business risks, particularly if you have a brick and mortar retail space. Protecting your company against property damage, personal injury, or bodily injury claims is critical. Any type of claim can put a significant burden on you as a business owner. *InsureThePeople* provides business insurance coverage designed to protect your photographic equipment retail store from potential claims.
Plumbing Supplies and Fixtures	Running a plumbing supplies and fixtures business involves selling products like plumbing tools, sinks, pipe fittings, cabinets, pipes, and more. While your goal is to help your clients find the plumbing supplies they need, your business is susceptible to various risks. Property damage from natural disasters, theft, vandalism, and additional liabilities have the potential to be financially devastating. Protect your business with plumbing supplies and fixtures business insurance today.
Political Campaign Headquarters or Offices	Whether you’ve been in business for some time or you’re just kick-starting your political campaign, protecting your headquarters and offices is critical. Political campaign headquarters come with certain risks unique to political campaigning. Safeguard your political campaign today with political campaign headquarters business insurance.
Powered Equipment Dealers	Powered equipment dealers face some unique and potentially costly risks. When it comes to keeping your workforce safe and protecting your powered equipment, we understand the unique challenges your business faces. We offer customized business insurance coverages to protect your company from risks associated with your industry.
Precision and Scientific Tools and Instruments – Retail	When you have a retail business that sells precision and scientific tools and instruments, you face some unique business risks, especially if you have a physical retail space. It’s essential to protect your business against property damage, personal injury, or bodily injury claims. Any type of claim can put a significant burden on you as a business owner, but you can protect your business from claims with a business insurance policy.
Printing	Small printing businesses face unique risks. You may work with corrosive chemicals or high-tech equipment. Perhaps employees have to handle printing presses or packaging equipment. What happens if there’s an injury? What if your expensive equipment breaks? Are you protected if a piece of equipment catches on fire and causes damage? Printing business insurance helps you manage these risks, so get a customized quote today.
Real Estate Agents	Real estate agents often face lawsuits for multiple reasons: alleged missed disclaimers, boundary line misunderstandings, negligent misrepresentations, and failure to disclose defects. We provide professional liability insurance for real estate agents to ensure they’re covered when providing professional services, as well as general liability insurance, which protects business owners from property damage and bodily injury claims. Both of these coverages benefit real estate agents by protecting them from the unique and varied risks in this field.
Refrigeration Equipment – Commercial	Running a refrigeration equipment business is a big job, and along with selling refrigeration equipment, you may also provide maintenance, service, and repairs to the equipment. You invest a lot of time and hard work in your company, and it’s important to protect that investment. Refrigeration equipment business insurance safeguards your business against the risks you face in your industry so that you can focus on best serving your clients.
Retail Stores (Not Otherwise Classified)	Every retail store is exposed to different types of risks, but common risks that all retail stores face include theft, slips and falls, employee injuries, and property damage. With retail store business insurance, you’re protected from these kinds of liabilities to prevent financial hardships. We specialize in helping you find the retail insurance you need to keep your business safeguarded from the unique risks your company faces.
Self-storage Facilities	If your business rents self-storage units to customers, you need business insurance coverages that will keep your company running when unexpected events occur. It’s essential to have coverage for your business personal property, business interruption, your buildings, business records, and liability. Self-storage facilities also have some unique insurance needs. Get a customized quote today and we’ll help you get the self-storage business insurance you need to safeguard your business.
Sewing Machine Stores	Sewing machine stores offer sewing machines and related products to customers. You’ve designed a business to meet your customers’ needs, and you don’t want to lose all of your hard work if a claim is brought against your business. Commercial business insurance for sewing machine stores keeps you covered when claims are made, so you can always know your business is protected from potential risks.
Ship Chandler Stores	Ship chandler stores face many potential risks, such as theft, accidental damage to merchandise, or even personal injury or property damage claims. Ensure you’re protected from these risks with commercial business insurance. General business liability, product liability, business property insurance, and cyber liability insurance are just a few types of coverage you may require. We specialize in helping you find the ship chandler store insurance coverage that best fits your company’s needs.
Shoe Stores	Running a shoe store involves helping your customers find shoes that fit and look great for every occasion. Now that you’ve created a business to meet the shoe-shopping needs of your customers, you don’t want to lose all of your hard work if a claim is brought against your business. Commercial business insurance for shoe stores keeps you covered when claims are made, so you can always know your business is protected from potential risks.
Sporting Goods or Athletic Equipment Stores (Incl. Apparel)	Running sporting goods or athletic equipment store gives you the chance to help customers enjoy pursuing their favorite sports. Now that you’ve created a business to meet your customers’ sporting goods needs, you don’t want to lose all of your hard work if a claim is brought against your business. Sporting goods business insurance keeps you covered when claims are made, so you can always know your business is protected from potential risks.
Stationery or Paper Products	Stationery businesses provide customers with stationery and paper supplies, such as envelopes, stickers, note cards, greeting cards, correspondence paper, and notepads. Your company may also carry additional items like paperweights, mugs, pens, candles, pencils, keychains, and more. If you have a physical storefront, you always face the risk of customer injuries occurring on your premises, and shoplifting, theft of customer data, and property damage are all concerns, as well. Make sure you’re protected from these and other risk exposures with business insurance for your stationery or paper products company.
Straw and Straw Products – Retail Only	When you have a retail business that sells straw and straw products, you may face some unique business risks, especially if you have a brick and mortar storefront. It’s essential to protect your business against property damage, personal injury, or bodily injury claims. Any type of claim can put a significant burden on you as a business owner, but you can protect your business from claims with a business insurance policy.
Swimming Pools – Retail Store Only	If you have a retail business offering swimming pools, you face unique business risks, particularly if you have a brick and mortar retail space. Protecting your small business against property damage, personal injury, or bodily injury claims is critical. Any type of claim can put a significant burden on you as a business owner. *InsureThePeople* provides business insurance coverage designed to protect your swimming pool store from potential claims.
Tailoring or Dressmaking Establishments – Custom	Owning your own tailoring or dressmaking establishment allows you to provide specialized services to customers. While tailoring may seem like an old-world custom, many consumers still need and appreciate these services today. As you work to customize garments for clients, make sure your company and assets are protected with the right levels of commercial business insurance.
Taxidermists	Trained, skilled taxidermists spend their time preparing and stuffing animal skins for museums, hobbyists, and individual customers. Hunters, fishers, museums, and other entities often like to display various animals or hunted prey. General business risks you may face include legal liabilities, completed operation risks, potential theft, and injuries on your business premises. Protect the business you’ve worked hard to build with taxidermist business insurance coverage.
Television or Radio Receiving Set Installation or Repair	Installing or repairing television or radio receiving sets can be a satisfying career. But as you build a successful business, your company also faces some unique risks. The nature of your job puts you at risk for injury, whether you’re climbing into small spaces on ladders or facing the potential of electrical shorts as you install equipment. Property damage to commercial buildings or residences you’re working on may occur, too. Because of the many dangers that come with this occupation, it’s essential to have small business insurance for your television or radio receiving installation and repair business.
Title Agents	Title agents face unique risks, and small business insurance may help safeguard your company from claims that have the potential to hurt your business, such as property damage and lawsuits. We make it easy to get the coverage you need to safeguard your title agent business. Fill out our quick quote form today and take the next step in protecting your business.
Toys	Toys bring magic to children, and if you own a toy store, you get the chance to be a part of that magic every day. Of course, making your toy store successful comes with a lot of hard work and responsibility. You spend your days keeping track of your toy inventory, suppliers, day to day operations, employers, and keeping customers happy. Make sure you’re protecting that investment and hard work with commercial business insurance.
Trophy Stores	Trophy stores face many potential risks, such as theft, accidental damage to merchandise, or even personal injury or property damage claims. Make sure you’re protected from these risks with commercial business insurance. General business liability, product liability, business property insurance, and cyber liability insurance are just a few types of coverage to consider. We specialize in helping you find trophy store insurance coverage that best fits your company’s needs.
Veterinarians Office	Veterinarians’ offices find themselves susceptible to risks like cyberattacks, property damage, and liability lawsuits for injuries that occur on the property. Make sure your veterinarians’ offices are protected from the risks with medical office business insurance. Get a customized quote today and safeguard the company you’ve worked hard to build.
Video Stores	Video stores face risks like theft, accidental damage to video products, or even personal injury or property damage claims. Make sure you choose the right business insurance coverages to protect you from these risks. General business liability, product liability, business property insurance, and cyber liability insurance are just a few types of coverage to consider. We specialize in helping you find the video store insurance coverage that meets your needs.
Wigs – Retail only	Whether you have a wig store that operates on the web only or your store has a brick and mortar storefront, the next step you need to take is protecting your hard work with business liability insurance. Retail businesses of all types face many risks, and a business owner’s policy will keep you and your store protected.
Wood Products – Not Otherwise Classified – Retail only	Building a retail business that provides wood products comes with unique risks, especially if you have a brick and mortar retail space. It’s essential to protect your business against property damage, personal injury, or bodily injury claims. Any type of claim can put a significant burden on you as a business owner. We specialize in offering coverage designed to protect your wood products company from the risks present in this industry.

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